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UC’s Sigma Beta Delta teaches Williamsburg students the value of a dollar


Williamsburg, KY.,- University of the Cumberlands’ (UC) National Honor Society for business and management, Sigma Beta Delta, traveled to Williamsburg Independent Schools to discuss finances and money management skills with elementary students as part of the “Kids Count” program.

Ten of the Sigma Beta Delta members met at the Hutton School of Business building the morning of November 20th along with Dr. Tan, Dr. LaGrone, Dr. Moore, and Faculty Sponsor, Dr. Combs. After having a group picture made before journeying to Williamsburg School, Dr. Combs briefly reviewed the layout of their day with them so everyone would be prepared.

“We chose financial literacy instruction as our community service project because we believe this type of instruction should begin at an early age,” said Combs. “Students are encouraged to begin thinking economically. Thinking economically means developing goals, criteria, and alternatives, and then evaluating the costs and benefits of each alternative. Our goal is to sow the seeds of financial literacy which will last a lifetime.”

The UC students broke up into groups of three and went into their chosen third grade classes. There, they introduced themselves, passed out crayons to each student, a worksheet with pictures of various money amounts on it, and a worksheet with pictures of different items with a price tag on them. The Sigma Beta Delta members proceeded to read the students a book titled, Alexander Who Used to be Rich Last Sunday. The book was about a little boy named Alexander who had money on Sunday but as the week progressed, he spent it and wasted it little by little until he was disappointedly left with none. As the UC students read about Alexander wasting money, the students would mark off their sheets the amounts in which needed to be subtracted from his overall total. The students saw at the end of the book how quickly and easy it was for Alexander to go broke and have nothing to show for it.

“He completely wasted every bit of money he had,” said a third grade student in Mrs. Sherry Reed’s class. “He can’t buy himself anything now.”

In Mrs. Stanfill’s class, the Sigma Beta Delta members were giving the students scenarios and asking them what items they would buy if they had a given amount of money. The students were eager to answer. In Mrs. Smith’s class, the UC students asked the children questions about how they manage their allowances and discussed the importance of money management, as demonstrated in the book.

“A safe place to keep your money is in a piggy bank,” said student president of Sigma Beta Delta, Laura Brock as she and the UC students passed out piggy banks to all the third graders. “Take these banks home and try to save your money. Don’t be like Alexander.” The piggy banks were generously donated to Sigma Beta Delta and the Hutton School of Business by Forcht Bank.

The Williamsburg students from each third grade class seemed to enjoy their time spent with the UC business students and also appeared to understand the concept of money management. This is the fourth year UC School of Business has worked with Williamsburg Elementary kids with the “Kids Count” program and it has so far been quite successful.

Located in Williamsburg, Ky., University of the Cumberlands is an institution of regional distinction, which currently offers four undergraduate degrees in more than 40 major fields of study; 10 pre-professional programs; ten graduate degrees distributed over eight areas, including two doctorates and seven master’s degrees; certifications in education; and online programs. For more information visit