Mountain Outreach

Mountain Outreach is a non-profit service organization operated by the University of the Cumberlands. Since its inception in 1982, the goal of Mountain Outreach is to reinvigorate and revitalize the community by focusing on four key elements: community service, repair projects, warehouse utilization, and home builds. The program’s outreach includes numerous service projects that help provide children, the elderly, and financially struggling families with critical and urgent needs throughout the Cumberlands service region. Mountain Outreach wants the community to view the program as a resource that will meet the needs of the residents through acts of kindness and actions of service. It is the hope of this program to invigorate the community by not only providing vital assistance to those in need, but by also providing individuals and organizations with a chance to put faith into action and spread God’s love throughout our region.

Home Build Program

Mountain Outreach is dedicated to providing high quality, cost effective housing for families within our community.

Why Choose Mountain Outreach?

Affordable Housing: We believe homeownership should be affordable. That's why we offer a 0% interest mortgage with no down payment required for qualified families earning $30,000 - $60,000 annually.
Quality Craftsmanship: Our homes are built with care and precision by the skilled hands of Mountain Outreach and contractors from the local community. From sturdy foundations to stylish finishes, your new home will be a testament to our commitment to excellence.
Community Connection: Join a supportive community dedicated to helping families thrive. Mountain Outreach isn't just about building homes; it's about building relationships and creating lasting impact.
Sustainability: Embrace eco-friendly living with energy-efficient designs and environmentally conscious construction practices. Your new home will be a haven for both your family and the planet.

Who Can Apply?
Whether you own your land or not, we welcome applications from families eager to start a new chapter in a Mountain Outreach-built home that will be located in Whitley County, KY. However, preference will be given to individuals who own their land.

Act Fast - Only Two Families Will Be Selected!
With only two spots available for 2025, now is the time to seize this incredible opportunity. Don't miss your chance to make your homeownership dreams a reality!

Apply Today!
To apply or learn more about the application process, email mo [at] ucumberlands.edu or call 606-539-4290. Our team is here to guide you every step of the way.

Additional Application Information

Applicant Requirements

Applicants should display a clear need for housing.
Ability to repay mortgage.
Willingness to “give back” to the program through community service.
Willingness to attend a set number of general maintenance skills-building classes sponsored by MO within the first 12 months of ownership.
Good credit history.

Annual Income Requirements

3 people – 30K per year minimum
4 people – 35K per year minimum
5 people – 40K per year minimum
6 people – 45K per year minimum
CAP financials at 60K per year for all groups listed above

Required Documentation

Proof of income or Proof of disability
Copy of social security card (applies to applicant and co-applicant)
Certified credit report (Trans Union, Equifax, or Experian)
*The required documentation must be submitted with the application.

Application Return

You can mail your application to 7521 College Station Dr., Williamsburg, KY 40769. Please make sure to address it to Mountain Outreach on the envelope.
You can drop off your application in person to our office located at 1030 Old Hickory Blvd., Williamsburg, KY 40769. Keep in mind there will be times where the office is locked/closed as we may be offsite. If that is the case, you can drop off your payment in the black drop box located just outside the office.
You can email your application to mo [at] ucumberlands.edu (mo[at]ucumberlands[dot]edu)

**Note: Mountain Outreach retains the sole discretion in selecting the home build recipient as well as the families being interviewed for the home build. An application may be denied by Mountain Outreach without an interview being conducted, and for the most part, a family will only be notified if they are the home build recipient**

Community Outreach Program

The main goal of this program is to use “projects” to preach the gospel of Jesus Christ to the community and prove through his actions that God loves them. There is no greater job in all the earth, nor any higher honor.

Listed below are just a few of the tasks that Mountain Outreach plans to complete for our community:

Food Assistance
Minor Repair Projects
House Builds
Minor Constructions Projects
Other Various Service Projects

Additional Program Information

Partnering Agencies

Mountain Outreach plans to develop a relationship with local agencies to provide additional assistance to those in need.
These agencies include:

The Supplemental Nutrition Assistance Program (SNAP)
Job Shop
Health Department
Local Government Officials
Law Enforcement

Areas of Service

Program staff will work with the local church network to establish good working relationships. These relationships will help identify projects that will inspire active participation by local church groups. It will also provide churches with the opportunity to help people with which they have a personal connection. To ensure the quality of work, Mountain Outreach will assist, monitor, and supervise all projects and activities.

Application Return

You can mail your application to 7521 College Station Dr., Williamsburg, KY 40769. Please make sure to address it to Mountain Outreach on the envelope.
You can drop off your application in person to our office located at 1030 Old Hickory Blvd., Williamsburg, KY 40769. Keep in mind there will be times where the office is locked/closed as we may be offsite. If that is the case, you can drop off your payment in the black drop box located just outside the office.
You can email your application to mo [at] ucumberlands.edu (mo[at]ucumberlands[dot]edu).

Request an Application

For assistance with a project, please complete the MO Assistance Application below. You can also call 606.539.4290 or email mo [at] ucumberlands.edu (mo[at]ucumberlands[dot]edu) for more information.