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If money makes the world go ‘round, the world needs plenty of financial experts.

Money (or the lack of it) influences the decisions we make in virtually every aspect of our lives. Managing finances wisely is a crucial way to help individuals and organizations thrive. Our Bachelor of Science in Finance degree offers the tools and skills you need to propel your financial performance – and that of the company or individual you work for – in the day-to-day as well as the long-term outlook. From financial analysis to financial strategy, this bachelor’s in finance explores the essentials within the financial lifecycle. Build out expertise in key areas such as investments, risk management, spreadsheet analysis, accounting fundamentals and more. Take advantage of flexible online, on-campus, or blended program formats that let you make the most of your education while you take aim at your next career advance.

Anchor: Stats

By the numbers


Average Salary


Industry Growth

1 in 5

Students Make Dean's List


Student-to-Faculty Ratio
Anchor: Programs & Requirements
Programs & Requirements

Programs & Requirements

* The credit hours listed on this page only reference the specific program requirements and is not reflective of the total hours necessary to receive your degree. Cumberlands requires all students obtain a minimum of 60 hours for an associate’s degree and a total of 120 hours for a bachelor’s degree. Transfer and prior learning credits may be counted toward those totals.

To learn more about our General Education Requirements, please visit the page referenced below or explore our Academic Catalog

General Education Requirements

Bachelor of Science in Finance

Students in the Finance program will build a solid core of base business skills, but will also build their development in the program with courses related to finance, securities and investments, banking, portfolio management and more. Electives can help you focus your major to your chosen career goals. 

Course Requirements

  • BADM 133 Introduction to Business
  • BADM 136 Microeconomics
  • BADM 137 Macroeconomics
  • BADM 300 Business Statistics
  • BADM 330 Legal Environment of Business
  • BADM 331 Principles of Management
  • BADM 333 Business Analytics
  • BADM 436 Capstone: Global Business
  • BACC 131 Principles of Accounting I
  • BACC 132 Principles of Accounting II
  • BADM 335 Financial Management
  • BACC 331 Intermediate Accounting I
  • BACC 332 Intermediate Accounting II
  • BADM 338 Business Decision Concepts
  • BADM 452 Advanced Financial Management
  • BADM 454 Advanced Spreadsheet Analysis

Choose three from the following:

  • BACC 410 Accounting Law & Ethics
  • BADM 336 Money, Banking, and Credit
  • BADM 337 Investments
  • BADM 457 Estate Planning
  • BADM 458 Risk Management and Insurance

A Bachelor of Arts requires all the same courses as a Bachelor of Science with the addition of four classes (12 hours) in a foreign language.

Choose one foreign language sequence:

  • FREN 131        Elementary French I
  • FREN 132        Elementary French II
  • FREN 231        Intermediate French I
  • FREN 232       Intermediate French II
  • SPAN 131        Elementary Spanish I
  • SPAN 132        Elementary Spanish II
  • SPAN 231        Intermediate Spanish I
  • SPAN 232       Intermediate Spanish II
Anchor: Mission & Goals

Mission & Goals - Finance

The mission of this bachelor’s degree in finance is to thoroughly prepare students for successful careers in business and finance.

Manage financial portfolios of individuals and organizations
Develop a strategic approach to tackling financial challenges
Leverage the latest technology and techniques to enhance financial practice
Cultivate advanced communication and problem-solving skills
Support a financial model that aligns with global economic realities
Anchor: Career Outcomes

Finance Careers & Outcomes

All stats from U.S. Bureau of Labor Statistics

Budget Analyst: $82,260

Budget Analyst: $82,260

Budget analysts help public and private organizations plan their finances.

Accountant/Auditor: $78,000

Accountant/Auditor: $78,000

Accountants and auditors prepare and examine financial records.

Financial Analyst: $96,220

Financial Analyst: $96,220

Financial analysts guide businesses and individuals in decisions about expending money to attain profit.

Financial Examiner: $82,210

Financial Examiner: $82,210

Financial examiners ensure compliance with laws that govern institutions handling monetary transactions.

Personal Financial Advisors: $95,390

Personal Financial Advisors: $95,390

Personal financial advisors provide advice to help individuals manage their money and plan for their financial future.

Loan Officer: $65,740

Loan Officer: $65,740

Loan officers evaluate, authorize, or recommend approval of loan applications.

Anchor: FAQs

Common Questions

A bachelor’s degree in finance is an undergraduate program that teaches foundational finance skills. Traditionally earned in four years of full-time study, the degree calls for around 120 credits of coursework when you include general education courses. You will study essential finance subjects like accounting, economics, financial management, investments and other key topics in finance as part of your major. The Bachelor of Science in Finance can prepare you for career entry or advancement in the field or for advanced study in this or a related area (i.e. graduate school). 

Typically, online and on-campus programs contain similar coursework, so you won’t miss out on skills or faculty insights by opting to study online. If you’re seeking to change or advance your career while working full time, the flexibility of an online or hybrid format could be perfect for you.

A degree in business administration opens up a world of opportunities in the growing business industry, as well as opportunities for higher salaries and more versatility and flexibility! 

A bachelor’s in finance could help you gain entry to or advance within the finance industry. According to the U.S. Bureau of Labor Statistics, this field is growing at a faster-than-average rate and is projected to add almost 32,000 additional jobs by 2031. Though the responsibilities of financial positions vary greatly, meaning their salaries also vary, the Bureau lists salaries for positions as financial analysts, examiners, and advisors between $80,000 - $96,000 on average.

Whether you want to start or advance your finance career, earning a bachelor’s degree in finance from an accredited school can be a worthwhile investment for a number of reasons, including:

  • Career enhancement. In the current job landscape, many industries require a bachelor’s degree for entry or advancement. The U.S. Bureau of Labor Statistics designates 174 out of 800+ occupations as requiring a bachelor’s degree, and this number is only growing. 
  • A higher salary. According to the Bureau of Labor Statistics, workers with a bachelor’s degree earned $1,334 weekly versus $809 weekly for those with a high school diploma.
  • A flexible learning format. You don’t have to choose between your current responsibilities and achieving your educational goals. Earning your bachelor’s degree online or in a hybrid format offers the flexibility you need to build new skills in finance while studying from the comfort of home. 
  • A bridge to bigger goals. After earning your bachelor’s degree, you could be well on your way to a graduate degree. Your credits from your bachelor’s degree can transfer to a master’s degree, opening up your career path to even more opportunities.

Sure! Each online course lasts eight weeks, called a bi-term. There are two bi-terms per semester, and three semesters per year (fall, spring, and summer). Many classes are asynchronous, meaning there is no set login time; you can work on schoolwork whenever you find time. Cumberlands provides free rental textbooks to online students as part of its One Price Promise. 

Anchor: Faculty

Faculty Experts in Finance

You call it learning about your future finance professors. We call it networking.

Stacy Swafford

Dr. Stacy J. Swafford

Adjunct Professor
Business Administration

Dr. Stacy J. Swafford

Contact Information

stacy.swafford [at]
Dr. Matt Keogh

Dr. Matt Keogh

Adjunct Professor
Business Administration

Dr. Matt Keogh

Contact Information

matthew.keogh [at]
Dr. Michael Tabone

Dr. Michael Tabone

Adjunct Professor
Business Administration

Dr. Michael Tabone

Contact Information

michael.tabone [at]

Program Accreditation

The Hutton School of Business at University of the Cumberlands has received specialized accreditations for its business programs through the International Accreditation Council for Business Education (IACBE) located at 11960 Quivira Road in Overland Park, Kansas, USA. For a list of accredited programs please refer to our IACBE member status page.

Please review our Public Disclosure of Student Achievement.


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