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Cumberlands students on the site of a MO home build

Applicant Requirements:

  • Applicants should display a clear need for housing.
  • Ability to repay mortgage.
  • Willingness to “give back” to the program through community service.
  • Willingness to attend a set number of general maintenance skills-building classes sponsored by MO within the first 12 months of ownership.
  • Credit score of 620 or higher.

Annual Income Requirements:

  • 3 people- 30K per year minimum 
  • 4 people- 35K per year minimum 
  • 5 people- 40k per year minimum 
  • 6 people- 45K per year minimum 
  • CAP financials at 60K per year for all groups listed above