Applicant Requirements:

• Applicants should display a clear need for housing.
• Ability to repay mortgage.
• Willingness to “give back” to the program through community service.
• Willingness to attend a set number of general maintenance skills-building classes sponsored by MO within the first 12 months of ownership.
• Credit score of 620 or higher.

Annual Income Requirements:

• 3 people- 30K per year minimum 
• 4 people- 35K per year minimum 
• 5 people- 40k per year minimum 
• 6 people- 45K per year minimum 
• CAP financials at 60K per year for all groups listed above