Skip to main content
The sun rises above Cumberlands campus

Financial Resources for Student Relief 

University of the Cumberlands has stood firmly for its students and community since 1888. The University has been undaunted by wars, economic depressions, social unrest and natural disasters, and reached deep within the Appalachian region to serve the underserved and provide the resources its students need to help them change the world. Again, University of the Cumberlands is putting the needs of its students first by assisting households who have seen financial challenges constrain all facets of their lives.

The resources below are here to help you navigate this difficult time and keep your academic goals moving beyond the obstacles we now face. You can also directly connect to our Financial Assistance Form to request consideration for assistance from University of the Cumberlands. 

Financial Assistance Form  

Additional Financial Help May be Available to You

Emergency financial aid from Cumberlands may be available

The Cares Act calls for colleges to waive the Spring 2020 semester from being included in lifetime limits on certain aid, including PELL  when students withdraw or dropped all courses during this period. Students can also request more financial aid, and if the student has already filed their FAFSA, you can appeal that award. This is especially useful if a student’s family finances have changed due to medical expenses or job loss. For assistance, please contact Financial Aid.

You can still receive federal work-study for the remainder of the semester

University of the Cumberlands students that were engaged in the federal work-study program while on campus, can continue to receive work-study payments through the end of the semester. Benefits can only be paid up to the federal award amount as indicated on the financial aid award letter. Payments will be based on an average of hours per week the student worked during the semester.  Payments will continue to be made on the 15th and the last day of the month. If you have any questions please contact the Office of Student Employment. 

Loan and Pell Grant limits are waived during this time

The CARES Act calls for colleges to waive lifetime limits on certain aid, including Pell Grants for college students that did not complete the current period of enrollment. Students can also request more financial aid and if you have already filed your FAFSA, you can appeal that award. This is especially useful if a student’s family finances have changed due to medical expenses or job loss. For assistance, please contact Financial Aid

External scholarships and private loans could help you with additional expenses

External Scholarships are private funded scholarships given to students by private donors, organizations, foundations and other outside sources. These scholarships are not directly related with the University of the Cumberlands. Scholarship recipients are chosen by the external agency and funds are distributed to the student by the university, once the funds are received from that specific agency. Learn more

University of the Cumberlands partners with Great Lakes Educational Loan Services to help students and their families understand private lending and select the plan that best fits their needs. Proceed to FASTChoice for personal loan assistance. 

Make sure you qualified for campus housing reimbursement

University of the Cumberlands made the decision to reimburse on-campus students for their room and board at a prorated amount based on the time the student moved out of campus housing. The maximum amount a student can receive would be $2,030.  This prorated amount reflects seven weeks of room and board. The reimbursement was first applied to any outstanding balance on the student account and then refunds issued. Please email the Office of Student Services at for further information on this process. 

Independent students may get a stimulus check

Some students will not qualify for a stimulus check under the Coronavirus Aid, Relief, and Economic Security Act (CARES Act), but some, above the age of 24, may. Students who file taxes independent of their parents could qualify for a one-time $1200 payment under the Act. Students who are married and file taxes jointly could receive $2400. Students with children qualify for even more assistance. Learn more about this initiative by visiting the IRS website. 

Students may qualify for unemployment benefits

If you worked another job either part-time or full-time while attending college (excluding work-study), and were laid off, you may be eligible for unemployment benefits. If you qualify for those benefits, you could also receive an additional $600 of Federal Pandemic Unemployment Compensation per week. The benefits could last up to 39 weeks. You will need to contact the state unemployment office where your primary employer is located: KY Office of Unemployment Insurance for Assistance.

Financial counseling services are available to help you

The Association for Financial Counseling and Planning Education is currently offering free financial counseling and coaching with their certified professionals. Click here to visit the AFCPE website to set up an account and request services.

Assistance for graduate students

Graduate students may be eligible for additional financial assistance (in the form of loans) if the student has experienced loss of employment, reduced hours of employment, or other financial factors that have resulted in decreased household income. Students should contact Financial Aid for assistance. 

Prospective undergraduate students may qualify for financial aid adjustments

If you're a prospective undergraduate student who has experienced a personal or family loss of income, change in employment status, or other situation negatively impacting your ability to fund education, you may be eligible for additional financial aid. Please complete the Financial Assistance Form and provide requested supplemental documentation. Each request will be reviewed by the Office of Financial Aid and considered based on individual circumstances. 

Complete Our Assistance Form 

Email Financial Aid for Assistance 

Career Services Can Help