Financial Resources for Student Relief
University of the Cumberlands has stood firmly for its students and community since 1888. The University has been undaunted by wars, economic depressions, social unrest and natural disasters, and reached deep within the Appalachian region to serve the underserved and provide the resources its students need to help them change the world. Again, University of the Cumberlands is putting the needs of its students first by assisting households who have seen financial challenges constrain all facets of their lives.
The resources below are here to help you navigate this difficult time and keep your academic goals moving beyond the obstacles we now face. You can also directly connect to our Financial Assistance Form to request consideration for assistance from University of the Cumberlands.
Additional Financial Help May be Available to You
Assistance for Prospective and Returning Undergraduate Students
If you are a prospective or returning undergraduate student who has completed your FAFSA (Free Application for Federal Student Aid) and experienced a situation negatively impacting your ability to fund your education, you can complete the Financial Assistance Form to have your aid offer reevaluated. These circumstances may include a personal or family loss of income, change in employment status, or other situations that have impacted your financial security. Please provide documentation to support your appeal. Each request will be reviewed by the Office of Financial Aid and considered based on individual circumstances.
Assistance for Graduate Students
If you are a Graduate student who has completed the FAFSA (Free Application for Federal Student Aid) and experienced unusual expenses that have impacted your ability to afford an education, you can complete the Financial Assistance Form to have your aid offer reevaluated. Please provide documentation to support your appeal. Each request will be reviewed by the Office of Financial Aid and considered based on individual circumstances.
External Scholarships and Private Loans
External Scholarships are private funded scholarships given to students by private donors, organizations, foundations and other outside sources. These scholarships are not directly related with the University of the Cumberlands. Scholarship recipients are chosen by the external agency and funds are distributed to the student by the university, once the funds are received from that specific agency. Learn more.
University of the Cumberlands partners with Great Lakes Educational Loan Services to help students and their families understand private lending and select the plan that best fits their needs. Proceed to FASTChoice for personal loan assistance.
If you worked another job either part-time or full-time while attending college (excluding work-study), and were laid off, you may be eligible for unemployment benefits. If you qualify for those benefits, you could also receive an additional $600 of Federal Pandemic Unemployment Compensation per week. The benefits could last up to 39 weeks. You will need to contact the state unemployment office where your primary employer is located: KY Office of Unemployment Insurance for Assistance.
The Association for Financial Counseling and Planning Education is currently offering free financial counseling and coaching with their certified professionals. Click here to visit the AFCPE website to set up an account and request services.
Office of Ombudsman and Administrative Review (OOAR)
The CHFS Ombudsman and Administrative Review (OOAR) is an advocate for citizens and works to ensure those seeking public services are treated fairly. We answer questions about CHFS programs, investigate customer complaints and work with CHFS management to resolve them, advise CHFS management about patterns of complaints and recommend corrective action when appropriate.
Here are some additional resources that could help you during this time:
- U.S. Treasury Department CARES Information
- National Foundation for Credit Counseling
- Federal Government Coronavirus Resources
- Consumer Financial Protection Bureau
- Federal Student Aid Resources
- IRS Taxpayer Advocacy
- Swift Student Financial Aid Appeals
- Office of the Ombudsman and Administrative Review (OOAR) - Cabinet for Health and Family Services (ky.gov)