One of Kentucky’s Most Affordable Universities

Tuition at University of the Cumberlands depends on your program and enrollment type.

Published tuition information includes:

• On-campus undergraduate: $9,875 without housing or $19,175 or less with housing, according to the University's published pricing.
• Online undergraduate: $220 per credit hour.
• Graduate programs: An average of $355 per credit hour, with rates varying by program.
• Executive graduate programs: Published rates include $549 per credit hour for executive master's programs and $749 per credit hour for executive doctoral programs.

These figures are starting points for understanding educational costs. Your total expenses may depend on your program, housing arrangements, enrollment, and other applicable costs.

Visit the University's tuition information and individual academic program pages for current rates and details.

The One Price Promise is University of the Cumberlands' approach to simplifying college costs by including designated educational expenses in its published tuition structure.

Depending on the student's program and enrollment type, covered items may include textbooks, academic resources, technology services, and certain campus amenities.

The goal is to help students and families better understand what they are paying for without navigating numerous separate institutional charges.

University of the Cumberlands uses its One Price Promise to simplify tuition and covered educational expenses. However, not every expense associated with attending college is necessarily included in the published tuition rate for our on-campus students.

Housing, meals, transportation, personal expenses, and certain program-specific requirements may affect your total cost, depending on your enrollment and program.

Students should review their applicable tuition schedule and financial aid information to understand the distinction between university charges and other education-related expenses.

University of the Cumberlands includes designated textbooks and course materials through its One Price Promise, subject to the terms applicable to the student's program.

This approach can help students plan their educational expenses without separately budgeting for certain required course materials.

University of the Cumberlands publishes tuition rates based primarily on academic program and enrollment category rather than using a traditional public university resident-versus-nonresident tuition model.

For online students, the published per-credit tuition rate provides a starting point for estimating educational costs regardless of where they live, subject to program eligibility and applicable requirements.

University of the Cumberlands publishes an online undergraduate tuition rate of $220 per credit hour.

For illustration, a 120-credit bachelor's degree calculated entirely at that rate would have a base tuition cost of $26,400, before financial aid, future tuition changes, and any applicable additional expenses.

Students who transfer eligible college credits may need fewer credits to complete their degree at Cumberlands, potentially reducing the amount of tuition they pay to the University.

Actual degree requirements and total costs vary by academic program and individual academic history.

Graduate tuition at University of the Cumberlands varies by academic program.

The University's published tuition information identifies an average graduate rate of $355 per credit hour, while executive graduate programs have separate published rates.

The total tuition for a master's or doctoral degree depends on the program's required credit hours, applicable tuition rate, and any additional educational expenses.

Tuition is the amount a university charges for instruction. Mandatory fees may be listed separately or included in the institution's published pricing.

Cost of attendance is a broader estimate that may include tuition, fees, housing, food, books, supplies, transportation, and certain personal expenses.

Net price generally represents the estimated cost of attendance after subtracting applicable grants and scholarships.

Understanding these distinctions helps students compare colleges more accurately and estimate how much they may need to pay or finance.

Your estimated cost after financial aid depends on your program, enrollment, eligibility for grants and scholarships, and individual financial circumstances.

Start by reviewing the published tuition for your program and completing the Free Application for Federal Student Aid (FAFSA). Eligible undergraduate students can also use the University's Net Price Calculator to estimate costs based on the calculator's assumptions and available information.

The financial aid offer you receive from Cumberlands will provide more individualized information about your aid eligibility.

University of the Cumberlands FAFSA School Code: 001962

Yes. Transferring eligible college credits to University of the Cumberlands may reduce the number of courses you need to complete, potentially lowering your remaining tuition costs and shortening your time to graduation.

The actual savings depend on how your previous coursework applies to your selected degree program, the number of credits accepted, and remaining graduation requirements.

Students should request an official transfer credit evaluation to understand how their prior coursework may apply.

University of the Cumberlands offers access to several forms of financial assistance, depending on student eligibility and program.

These may include institutional scholarships, federal and state grants, federal student loans, and other available aid programs.

Financial aid eligibility depends on factors such as enrollment, academic program, financial need, and applicable award requirements.

Completing the FAFSA is an important first step in determining eligibility for federal financial aid and certain other forms of assistance.

University of the Cumberlands emphasizes affordable tuition and transparent educational pricing through its One Price Promise.

When comparing Cumberlands with other institutions, including online universities, students should look beyond the advertised tuition rate.

Important considerations include:

• Tuition per credit hour, semester, or academic term
• Total credits required to complete the degree
• Required institutional fees
• Textbooks and course materials
• Transfer credit policies
• Scholarships and grants
• Estimated time to graduation
• Housing and other living expenses, when applicable

For example, universities that charge by academic term rather than credit hour may have different total costs depending on how quickly a student completes coursework.

Comparing the estimated total cost of the same or similar degree is generally more useful than comparing individual tuition rates alone.

University of the Cumberlands' affordability approach emphasizes manageable tuition, financial aid opportunities, and informed borrowing decisions.

The One Price Promise is intended to make covered educational costs more predictable, while grants and scholarships may help eligible students reduce the amount they need to pay or borrow.

Students can further manage potential debt by completing the FAFSA, exploring scholarship opportunities, transferring eligible credits, and borrowing only what they need.

Actual borrowing and repayment outcomes vary by student. Students should review their individual financial aid offer and estimated education costs before accepting loans.